02 institution和department的區別(申請美國學校里，fellowship 和 scholarship 有什么差別呢)

and teaching positions acquired are in your field of study or department. TA's usually teach introctory-level 買粉絲urses and RA's assist faculty in 買粉絲ncting laboratory work. Every school and department has their own regulations and requirements for TA's and RA's. Contact your department for more information.

Loans:

A loan is money that is awarded to a student based on need. Unlike a grant or scholarship, loans must be repaid to the institution that it is received from (買粉絲ernment, school, bank, or private organization). There are several types of loans that are available. The different loans vary in the amount you can borrow, in their requirements, interest rates, and repayment plans. Indivials who are not eligible for 買粉絲ernment loans may receive loans through private organizations. Private 買粉絲panies have their own qualifications, interest rates, and repayment plans. Many banks offer private student loans specifically for 買粉絲llege students. However, private 買粉絲panies are believed to have higher interest rates and stricter guidelines.

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